Please read these terms of use carefully before using this site. They set out the terms and conditions on which we make this site and its content available to you. By viewing or using this site you agree that you have read and agree to be bound by these terms of use (as amended and posted on this site from time to time) and our privacy policy, which forms a part of these terms of use. By using this site you confirm that you accept these terms of use, you agree to comply with them and you consent to the uses of your personal data being made as are set out in our privacy policy. If you do not agree to these terms of use, you must not use our site.


Welcome to (the “Website”). In these terms of use (“Terms of Use”), the expressions “we”, “us” and “our” mean Arbuthnot Latham & Co., Limited trading as Arbuthnot Direct. This Website is owned and operated by Arbuthnot Latham & Co., Limited. These Terms of Use constitute an agreement between you (the user) and us relating to your use of the Website. Use of our Website includes accessing, browsing, or registering to use our Website.

Important Information

The services and products on this Website or in any communication containing a link to this Website are directed to people residing in the United Kingdom. The information provided on this Website or in any communication containing a link to this Website is for personal use and information purposes only, must not be relied upon in connection with any investment decision, and is not intended for distribution to, or use by, any person or entity in any jurisdiction in any country where such distribution or use would be contrary to law or regulation or which would subject any company in the Arbuthnot Banking Group to any registration requirement within such jurisdiction or country. Persons in respect of whom such prohibitions apply must not access this Website. Where any opinions are expressed on this Website or in any communication containing a link to this Website, they are provided by us for personal use and information purposes only.

Where any information on this Website constitutes a financial promotion for the purposes of the Financial Services and Markets Act 2000, it is issued and approved by Arbuthnot Latham & Co., Limited for distribution and use in the UK only.

Other Applicable Terms

These Terms of Use refer to the following additional terms, which also apply to your use of our Website:

Our Privacy Notice – see further under Data Protection below.

Our Cookies Policy, which sets out information about the cookies on our Website.

Modifications to this site and these Terms of Use

We reserve the right to correct, change, amend or remove any content of the Website at any time without notice and from time to time.

We may alter these Terms of Use at any time without notice and from time to time and post the new version on the Website, following which posting all use of the Website will be governed by that revised version. You must check these Terms of Use regularly to ensure that you understand the terms that apply to your use of the Site.

Suspension or Withdrawal of this Website

We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Website for business or operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

Governing Law

These Terms of Use, their subject matter and their formation, shall be governed by the law of England and Wales.

You and we both irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms of Use or their subject matter or formation.

Responsibilities and Limitations

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any products or services to you, which will be set out in our Terms and Conditions.

While we take every care to ensure that the standard of the Website and its content remains high and to maintain the continuity of the Website, you should be aware that the Internet is not an absolutely stable medium and you agree that the Website and its content is provided to you “as is” and that errors, omissions, interruptions of service and delays may occur at any time. The Website is provided for personal use only, and should not be used for any commercial or business purpose, and we have no liability to you for any loss of profit, loss of business, business interruption or loss of business opportunity. We make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability or suitability for any purpose of the information and related content and graphics published on the Website (including all texts, advertisements, links or other items) which may contain technical inaccuracies and typographical errors.

If defective digital content that we have supplied damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation.

Viruses and misuse of the Website

You agree that you shall not attempt to misuse or interfere with the proper working of the Website by introducing viruses, trojans, worms or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to our Website, circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, database, router or any other Internet connected device relating to the Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision you would commit a criminal offence under the Computer Misuse Act 1990 and we will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

Linked Websites

Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. We do not accept any responsibility for the content of those linked websites, the owners of which do not necessarily have any association, commercial or otherwise, with us.

Regulatory Information

Arbuthnot Direct is a trading name of Arbuthnot Latham & Co., Limited. We are a company registered in England and Wales with company number 819519.  Arbuthnot Latham is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Our head office is at Arbuthnot House, 7 Wilson Street, London, EC2M 2SN, which is also our registered office.

Data Protection

Any personal information provided by you will be held and used by us in accordance with our Privacy Notice. For more information, please see our Privacy Notice.

Arbuthnot Banking Group PLC Registered Offices and Company Numbers

Arbuthnot Direct is a trading name of Arbuthnot Latham & Co., Limited, whose registered office is at Arbuthnot House, 7 Wilson Street, London EC2M 2SN. Registered in England and Wales No. 819519.

Arbuthnot Banking Group PLC (parent company) is registered in England No 1954085. Registered Office: Arbuthnot House, 7 Wilson Street, London, EC2M 2SN.


We are the owner or licensee of all copyright and other intellectual property rights in the information, design, text and graphics of the Website, and the material published on it. All rights are reserved. You may copy electronically, download extracts and print in hard copy portions of the Website solely for your personal use. Any other use of any materials or content on the Website (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited. All products and Arbuthnot Direct and Arbuthnot Latham® names and logos mentioned on the Website are the trademarks, service marks or trade names of their respective owners, including us. If you print off, copy or download any part of our Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


We reserve the right to assign, transfer, novate or subcontract any or all of our rights and obligations under these Terms of Use. If we fail to enforce a right under these Terms of Use, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion. These Terms of Use (which include our Privacy Notice) set out the entire agreement between the parties. If any provision of these Terms of Use is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms of Use shall not be affected.